The Open-Transactions project is a collaborative effort to develop a robust, commercial-grade, fully-featured, free-software toolkit implementing a full-strength financial cryptography library, API, CLI, and prototype server. Open-Transactions democratizes financial and monetary actions. You can use it for issuing currencies/stock, paying dividends, creating asset accounts, sending/receiving digital cash, writing/depositing cheques, cashier's cheques, creating basket currencies, trading on markets, scripting custom agreements, recurring payments, escrow, etc. Strong crypto is used. Balances are unchangeable (even by a malicious server). Receipts are destructible and redundant. The transactions are unforgeable. The cash is untraceable. The cheques are non-repudiable.