The Open-Transactions project is a collaborative effort to develop a robust, commercial-grade, fully-featured, free-software toolkit implementing a full-strength financial cryptography library, API, CLI, and prototype server. Open-Transactions democratizes financial and monetary actions. You can use it for issuing currencies/stock, paying dividends, creating asset accounts, sending/receiving digital cash, writing/depositing cheques, cashier's cheques, creating basket currencies, trading on markets, scripting custom agreements, recurring payments, escrow, etc. Strong crypto is used. Balances are unchangeable (even by a malicious server). Receipts are destructible and redundant. The transactions are unforgeable. The cash is untraceable. The cheques are non-repudiable.
finic helps users manage their finances. It can be used on a local network (as a client-server system for many users) or on local computer (client only for one user), with separation of accounts, clauses, and customers. It can encrypt information and manage different users with different access rights. Reports can be generated as HTML, PDF, or XLS files or through an internal print preview system. An API is available for creating extensions.